Payday Loans

According to recent statistics, just over 1.2 million people in the UK turn to instant payday loans every year as a quick and convenient means to an end.

Instant payday loans are absolutely ideal for those times in life when money is tight, yet your expenditure seems to be adding up and exceeding your income. Though not intended as a long-term financial solution, quick payday loans are an easy way of fixing your cash flow problems and tiding yourself over until your next salary clears. Does your car need urgent repair work? Have you got a bill to pay that you simply can’t afford this month? Whatever your circumstances, borrow the money you need from a lender you can trust and contact Dosh Express for fast, no-hassle payday loans!

Instant Payday Loans

There are certain criteria that you need to meet to be able to apply for payday loans online. Typically, you’ll need to be over 20 years of age, live and work in full-time employment and have an existing account with a bank or building society in the UK.

Once you’ve established that you qualify for our service, the next thing you need to consider is whether you’re capable of paying back payday loans online, even if another unexpected emergency should occur during the payback period. Instant payday loans are a great last-minute resort every now and then, but can work out to be an expensive way to maintain your lifestyle if used too frequently.

You should consider all the options available to you before entering a consumer credit agreement. If you find that you’re in the same difficult position every month and find it increasingly hard to pay the bills, is there any way you can reorganise your money to combat this constant struggle? Sometimes all it takes is a little organisation and you’ll be back on your feet in no time. Getting by in such a challenging economic climate may require you to reassess your personal situation to accommodate for wage cuts and increased costs – after all, it’s often better to be proactive rather than reactive and tighten your budget for a short period of time to get your finances up to speed again. We’d highly recommend following our handy Budgeting Tips before applying for payday loans online.

Quick Payday Loans

It’s important to bear in mind that if you fail to make repayments on your payday loans within the specified timeframe, we could report your shortcomings to several credit reference agencies, and this could have a negative impact on your credit history. This is why it’s doubly important to work out whether you really need the loan, or whether you could make sacrifices elsewhere to fund your immediate needs.

Here at Dosh Express, we want to make sure you’re fully aware of all the costs involved in your contract so you don’t get caught out further down the line, which is why we calculate all interest rates and additional fees straightaway and display these to you before you apply. We aim to be as transparent as possible when it comes to instant payday loans, as we realise that our customers want complete peace of mind when making a financial commitment of this sort. For a more detailed explanation of APR and what you can expect to repay over a 30 day period, please read our ‘APR Explained’ page.

Payday Loans Online

Applying for quick payday loans online couldn’t be simpler. All you need to do is fill out the application form on our site and you’ll see the money in your account within 3 working days. If you need to borrow straightaway, you’ll have the option to pay an additional £7 transfer fee, which will speed up the process and ensure your money is deposited within a matter of minutes.

As a responsible payday loans lender, we’ve set these restrictions in place to ensure that none of our customers borrow more than you can afford to repay. If you frequently need to borrow up to £1,000 by using our instant payday loans service, your debt could soon begin to mount up, therefore you could benefit from seeking professional advice from an independent financial adviser.

To learn more about requesting payday loans online, take a look at our ‘About Payday Loans’ page or check out our Frequently Asked Questions for fast answers. We operate a customer helpline, so if you’d like to speak to a member of the Dosh Express team directly about our instant payday loans service, give us a call on 0800 043 3674 during the office hours specified on our website. You can also submit queries via email if you’re stuck for time.

† Dosh Express is a licensed lender; However, many applicants may not meet our lending criteria.  Applicants who are unsuccessful in their loan application may be referred for consideration by other lenders and/or  loan brokers.  Dosh Express is also a licenced loan broker and may be paid referral fees from other lenders, loan brokers, and select marketing partners.

†† Not all consumers may be eligible. All of our decisions are subject to status and an assessment of affordability.  For further information please read our Responsible Lending Policy.

††† A supplementary charge of £7 applies if you elect transfer by faster payments, this will be deducted from your loan before transfer. You should check whether your bank accepts faster payment transfers. Otherwise your loan will be transferred within 3 business days free of charge.